NO PURCHASE OR
PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE OR PAYMENT OF ANY
KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.
SWEEPSTAKES ONLY AVAILABLE
IN ALABAMA, ARIZONA, ARKANSAS, CALIFORNIA, COLORADO, CONNECTICUT,
DELAWARE, DISTRICT OF COLUMBIA, FLORIDA, IDAHO, ILLINOIS, INDIANA, IOWA,
KANSAS, KENTUCKY, LOUISIANA, MARYLAND, MICHIGAN, MISSISSIPPI, MISSOURI,
MONTANA, NEVADA, NEW HAMPSHIRE, NEW MEXICO, OHIO, OKLAHOMA, OREGON, TENNESSEE,
TEXAS, VERMONT, VIRGINIA, WASHINGTON, WEST VIRGINIA, AND WISCONSIN.
Chicago Cubs VIP Experience Sweepstakes (the “Sweepstakes”) is open only to legal residents of the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Mexico, Ohio, Oklahoma, Oregon, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia, and Wisconsin who are at least 21 years old at the time of entry. To receive the Grand Prize, entrant must pass a background check and submit a valid IRS Form W-9. Employees of Farmers Group, Inc. (“Sponsor”), Merkle Inc. (“Administrator”), the MLB Entities, and their parent and affiliate companies as well as the immediate family (spouse, parents, siblings, and children) and household members of each such employee are not eligible.
“MLB Entities” means the Office of the Commissioner of
Baseball (“BOC”), its Bureaus, Committees, Subcommittees and Councils, MLB
Advanced Media, L.P. (“MLB”), Major League Baseball Properties, Inc., The MLB
Network, LLC, the Major League Baseball Clubs (“Clubs”), each of their parent,
subsidiary, affiliated, and related entities, any entity which, now or in the
future, controls, is controlled by, or is under common control with the Clubs
or the BOC, and the owners, general and limited partners, shareholders,
directors, officers, employees, and agents of the foregoing entities.
Participation constitutes each entrant’s full and unconditional agreement to these official rules (“Official Rules”). The Sweepstakes is subject to all applicable federal, state and local laws and regulations and is void in the states not expressly listed in the Eligibility section and where prohibited. Sponsor’s and Administrator’s decisions are final and binding in all matters related to the Sweepstakes. Winning the prize is contingent upon fulfilling all the requirements set forth herein, including both winner’s and guest’s consent to a confidential background check to confirm winner’s and guest’s eligibility and compliance with these Official Rules. If the background check reveals that a potential winner or guest has engaged in conduct that could damage the reputation of Sponsor or any of the Released Parties, as determined by Sponsor in its sole discretion, the potential winner and/or guest may be disqualified.
In the event
there is a discrepancy or inconsistency between any statements
contained in any Sweepstakes-related materials and these Official Rules, these
Official Rules shall prevail, govern and control.
Entrants may not attempt to
obtain more than the permitted number of entries by any means, including but
not limited to using multiple
email addresses, identities, or registrations, or by using any third-party
artificial intelligence sites/applications, or robotic, automated, or
programmed methods. Entrants may not tamper with the entry process, the
Promotion Site (defined below in How to Enter), or any related website, or
network; circumvent any security measures; act in an unsportsmanlike or
disruptive manner; or take any other action that in any way undermines the
operation of the Sweepstakes or otherwise violate these Official Rules. Sponsor
may, in its sole discretion, disqualify any entrant who engages in such conduct
and void all associated entries. Any attempt to deliberately undermine the
Sweepstakes may violate criminal and civil law, and Sponsor reserves the right
to seek damages to the fullest extent permitted by
law. Sponsor’s failure to enforce any provision of
these Official Rules shall not constitute a waiver of that provision.
Sponsor: Farmers Group, Inc., 6301 Owensmouth Avenue, Woodland Hills, CA 91367. Administrator: Merkle Inc. (previously known as HelloWorld, Inc.), 3000 Town Center, Suite 2000, Southfield, MI 48075.
This Sweepstakes is in no way sponsored by any of the MLB Entities.
Major League Baseball trademarks and copyrights are used with permission of
Major League Baseball. Visit MLB.com.
The Sweepstakes begins on June 12, 2026 at 12:00 a.m. Pacific Time (“PT”) and ends on July 12, 2026 at 11:59 p.m. PT (the "Promotion Period"). Sponsor’s servers are the official time-keeping devices for the Sweepstakes.
During the Promotion Period, you must enter through the Promotion Site and follow the links and instructions to get an insurance quote online for your home, your automobile or a bundle of your home and automobile. Upon completion of the quote process, you will receive 1 entry into the Sweepstakes if you request a quote for either your home or your automobile. You will receive 2 entries into the Sweepstakes if you request a bundle quote. The email address you use to get a quote will be the email address used to communicate with you if you are selected as the potential winner.
You may only request a quote 1 time as part of this Sweepstakes. There is no requirement to purchase insurance to receive the Sweepstakes entry(ies). Note, if you get an insurance quote directly through Farmers.com and not through the Promotion Site, you will not receive any Sweepstakes entries. If you already have both auto and home policies from Farmers Insurance, you may not be able to enter through this entry method.
To enter without getting an insurance quote, send an email to cubssweepstakes@farmersinsurance.com. The subject line of your email must be: Chicago Cubs VIP Experience Sweepstakes. In the body of the email, please include:
· Your full first and last name (initials are not sufficient);
· Your home address; and
· Date of birth.
You
will receive 2 entries into the Sweepstakes. All email entries must be sent and received
by July 12, 2026 at 11:59 pm ET. The email address
used to enter will be the email address used to communicate with you if you are
selected as a potential winner. All entries become the exclusive property of
Sponsor, and none will be acknowledged or returned. Proof of sending or
submission will not be deemed to be proof of receipt by the Sponsor. Sponsor is
not responsible for lost, late, incomplete, invalid, unintelligible, illegible,
or misdirected entries, which will be disqualified.
You may enter 1 time during the Promotion Period by only 1
of the above entry methods. You may
receive up to 2 entries. Multiple entrants are not permitted to share the same
email address for purposes of entering the Sweepstakes. In the event of a dispute as to the
identity of an entrant, Sponsor and Administrator will rely on the name submitted by the entrant
when entering this Sweepstakes. If any additional information provided by
entrant when claiming the prize is inconsistent with the information provided
at registration for this Sweepstakes, the Sponsor and/or Administrator may
disqualify such entrant and such disqualification may result
in the forfeiture of any prizes won. Sponsor, in its discretion, may
require additional documentation from entrant to show proof of entrant’s
identity.
Administrator is an independent organization whose decisions as to the selection of the potential winner are final and binding. Administrator will randomly select the potential Sweepstakes winner from all eligible entries received during the Promotion Period, on or around July 13, 2026 and will notify potential winner by email. Potential Grand Prize winner will be required to sign and return a Declaration of Eligibility, Liability Waiver, where not prohibited, a Publicity Release and agreement to confidential background check (collectively "Declaration"), and an IRS Form W-9 which must be received by Administrator within 3 calendar days of the date notice or attempted notice is sent, in order to claim the prize. If a potential winner of any prize cannot be contacted, fails to sign and return the Declaration or the IRS Form W-9, or provide any other requested information within the required time period, the potential winner forfeits the prize. Receiving a prize is contingent upon compliance with these Official Rules. If the background check reveals that a potential winner or guest has engaged in conduct that could damage the reputation of Sponsor or any of the Released Parties, as determined by Sponsor in its sole discretion, Sponsor may disqualify the potential winner and/or guest. In the event that the potential winner is disqualified for any reason or forfeits the prize, Sponsor will award the prize to an alternate winner by random drawing from among all remaining eligible entries. Sponsor will conduct 3 alternate drawings, time permitting. Thereafter, it shall be in Sponsor’s sole discretion to conduct further alternate drawings or to allow the prize to remain un-awarded.
Each winner will receive a trip for winner and 1 guest to Chicago, Illinois to attend the Chicago Cubs game on August 15, 2026 (the “Event”). Prize consists of:
· Roundtrip coach class air transportation for 2 from major airport nearest winner's home (determined by Sponsor in its sole discretion) to Chicago, IL;
· 2 nights’ accommodations at a hotel determined by Sponsor in its sole discretion (1 room, double occupancy);
· $250 prepaid card. Use of the prepaid card is governed by the Cardholder Agreement, and some fees may apply. This is not a gift card. Please note that prepaid cards are subject to expiration, so pay close attention to the expiration date of the card;
· 2 suite tickets, 1 for winner and 1 for guest, to the August 15, 2026 Chicago Cubs game fulfilled through the MLB mobile app and the opportunity to receive access to the following additional experiences for both winner and guest:
o Wrigley Field Press Box Experience;
o Pregame Field Photo Passes; and
o Cubs Alumni Ambassador Meet & Greet
· Autographed baseball by a Cubs player (all details determined by Sponsor); and
· $100 Cubs Store gift card.
The ARV of each Grand Prize is $7,550.
The odds of winning a prize depend on the total number of eligible entries received during the Promotion Period.
The total ARV of all prizes is $45,300.
Terms of use of MLB tickets: You must
download the MLB Ballpark app to your mobile device in order
to receive your Reward. Message and Exact nature and duration of the
field press box experience, pregame field photo experience, and meet and greet
shall be determined in the sole discretion of the Chicago Cubs and subject to
availability. data rates apply to use of mobile device.
You may be charged by your wireless carrier for use via mobile device.
Therefore, it is recommended that you consult your wireless carrier's pricing
plan. Not all mobile devices offer wireless Internet access; and wireless
Internet access may not be available in all areas. Use of any Major League
Baseball game/event/exhibition ticket is subject to the standard terms,
conditions, and health and safety policies applicable to the ticket; see cubs.com/ticketback for details. Seat locations at the
game/event/exhibition and, unless otherwise stated in the prize description,
exact game/event/exhibition date shall be determined in the sole discretion of
Sponsor. Major League Baseball game/event/exhibition dates and times are
determined in the sole discretion of the BOC and/or the applicable Club and may
be subject to change. The terms and conditions of the tickets awarded as part
of the prize will govern in the event a legal game/event/exhibition, as defined
by Major League Baseball, is not played or held due to weather conditions, an
act of God, an act of terrorism, civil disturbance, or any other reason. Each winner
and their guest(s) agree to comply with all applicable ballpark and venue
regulations in connection with the prize; see cubs.com/ballpark for details.
Sponsor and the MLB Entities reserve the right to remove or to deny entry to any
winner and/or their guest(s) who engage in a non-sportsmanlike or disruptive
manner or with intent to annoy, abuse, threaten, or harass any other person at
the game/event/exhibition. Released Parties (as defined below) will not be
responsible for weather conditions; acts of God; acts of terrorism; civil
disturbances; local, state, or federal regulation, order, or policy; work
stoppage; epidemic, pandemic, or any other issue concerning public health or
safety; or any other event outside of their control that may cause the
cancellation or postponement of any Major League Baseball
game/event/exhibition. Major League Baseball game/event/exhibition tickets
awarded as prizes may not be resold, offered for resale, or used for any
commercial or promotional purpose whatsoever. Any such resale or commercial or
promotional use may result in disqualification and prize forfeiture,
and may invalidate the license granted by the game/event/exhibition
ticket. Participation in the prize event
is subject to each winner’s (and guest’s) consent to and compliance with all
health and safety policies of the MLB Entities.
Winners are obligated
to work with Sponsor’s travel agent to book trip immediately upon winner
confirmation or prize will be forfeited. Travel and accommodations details are
subject to availability. Travel must be
round trip. Sponsor will determine airline and flight itinerary in its sole
discretion. No refund or compensation will be made in the event of the
cancellation or delay of any flight. Travel is subject to the terms and conditions
set forth in this Sweepstakes, and those set forth by
the Sponsor’s airline carrier of choice as detailed in the passenger ticket
contract. All expenses and incidental travel costs
not expressly stated in the package description above, including but not
limited to, ground transportation, meals, incidentals, gratuities, passenger
tariffs or duties, airline fees, surcharges, airport fees, service charges or
facility charges, personal charges at lodging, security fees, taxes or other
expenses are the sole responsibility of each winner. Winners must have
proper identification and a valid credit card for hotel check-in and to cover
incidental expenditures. Guest/travel companion must be at least 21
years old at the time of travel unless the guest is the child/ward of the
winner and travel on same itinerary and at the same time as the winner. Guest/Travel
companion must execute liability/publicity releases, including agreement to a
background check, as a condition of accompanying winner on trip. Winners and their
travel companions are solely responsible for having a REAL ID compliant
driver’s license/ state ID or U.S. passport for domestic air travel. Additional
travel restrictions, conditions and limitations may apply. By
traveling and attending the Event, winner and winner’s guests voluntarily
assume all risks related to exposure to communicable illness. Sponsor will not replace any lost, mutilated, or stolen
tickets, travel vouchers or certificates.
Sponsor is not responsible if the Event is delayed, postponed or
cancelled for any reason, in which case that portion of prize is forfeited in
its entirety and no substitution will be provided except as in Sponsor’s sole
discretion.
The actual value may vary based on airfare fluctuations and distance between departure and destination. Winners will not receive difference between actual and approximate retail value. Neither prize nor components of the prize are transferable, and no substitution will be made except as provided in the Sponsor’s sole discretion should the prize (or a component thereof) become unavailable. In such case, a prize of equal or greater value may be offered. Winners are responsible for all taxes and fees associated with prize receipt and/or use. Winners will receive an IRS Form 1099 MISC reporting the actual value of the prize received. ARVs are determined as of the time these Official Rules were published and the value of a prize may fluctuate. No winner is entitled to any difference between the ARV and the actual value of the prize at the time the prize is awarded. Where applicable, prize style, size and all other details will be determined by Sponsor in its sole discretion. All other costs and expenses associated with acceptance of the prize that are not expressly set forth herein shall be solely each winner’s responsibility. Prizes are provided “as is” without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose or non-infringement. Limit of 1 prize per person.
By receipt of any prize, winner agrees to release and hold harmless Sponsor, the MLB Entities, Administrator and their respective subsidiaries, affiliates, suppliers, distributors, advertising and promotion agencies and prize suppliers and each of their respective parent companies and each such company’s officers, directors, employees and agents (collectively, the “Released Parties”) from any and all actions, claims, injury, loss or damage arising in any manner, directly or indirectly, from participation in this Sweepstakes and/or acceptance, use, inability to use, misuse or redemption of a prize (including any injury or harm related thereto).
Except where prohibited, participation in the Sweepstakes constitutes winner’s consent and grant to Sponsor and its agents to use the following information about the winner (to the extent provided by winner as part of the entry or winner confirmation process): winner’s name, city, state, likeness, photograph, Sweepstakes entry, social handle and photo, voice, opinions and/or prize information for promotional advertising or other purposes, in any media without further notice, review, approval, payment or other consideration. Sponsor is not obligated to use any of the above-mentioned information or content but may do so and may edit these materials at its sole discretion, without further obligation or compensation. Sponsor will not use any of the above mentioned information in a manner that is inconsistent with its Privacy Policy or applicable law.
Sponsor reserves the right to cancel, suspend and/or modify the Sweepstakes, including but not limited to fulfillment of the prize(s), where any of the following “Issues” occur:
· Fraud;
· Technical failures;
· Human error;
· Any other factor that impairs the integrity or proper functioning of the Sweepstakes; or
· Any event or cause beyond Sponsor’s control (e.g. events such as natural calamities, national emergencies, widespread illnesses, declarations of war, acts of God, acts of terrorism) that interferes with any aspect of the Sweepstakes, as determined by Sponsor in its sole discretion.
Where one or more of
the above Issues occurs, Sponsor will make reasonable efforts to award all
remaining Sweepstakes prizes by conducting a random drawing from among all
eligible entries received up to the date of the Issue; and/or modify the prizes
offered.
In no event will Sponsor be
obligated to award more than the stated number of prizes set forth in these
Official Rules. In the event that more winner notifications are distributed or
more prizes are claimed, due to a printing, production, seeding, computer, or
other error of any kind, than the stated number of prizes, Sponsor reserves the right to award
only the stated number of prizes based on the winner selection process
described in these Rules, or if necessary, through a random drawing from among those
entrants who were notified, confirmed to be eligible and where applicable, took
the required action(s) to claim the prize.
The Released Parties are not responsible for:
· Any incorrect or inaccurate information either provided by entrants or caused by printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes;
· Technical failures of any kind, including but not limited to malfunctions, interruptions, or disconnections to the internet, social media platforms, in phone lines or network hardware or software;
· Unauthorized human intervention in any part of the Sweepstakes, including but not limited to the entry process;
· Technical or human error which may occur in the administration of the Sweepstakes, including but not limited to the processing of entries;
· Late, lost, undeliverable, damaged or stolen mail; delayed or misdirected entries or failure to receive entries due to limitation of third-party social network platforms;
· Entries that are erroneously deleted, lost or destroyed or corrupted. In this case, entrants sole remedy is to take the required actions to receive another entry(s) in the Sweepstakes, if it is possible; or
·
Any injury or damage to persons or property
which may be caused, directly or indirectly, in whole or in part, from
entrant’s participation in the Sweepstakes or to the receipt, use, inability to
use or misuse of any prize.
Except where prohibited, entrant agrees that:
· Any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually without resort to any form of class action and exclusively by United States District Court for the Central District of California or the appropriate California State Court located in County of Los Angeles, California;
· Any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys’ fees; and
· Under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.
· All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by and construed in accordance with the laws of the State of California without giving effect to any choice of law or conflict of law rules (whether of the State of California or any other jurisdiction) which would cause the application of the laws of any jurisdiction other than the State of California.
If any provision of these Official Rules is found to be invalid, illegal, or unenforceable by a court or other tribunal of competent jurisdiction, that provision will be enforced to the fullest extent permitted by law. Remaining provisions will remain in full force and effect. If any provision is determined to be overly broad, it will be limited and enforced to the extent allowed by applicable law.
Information collected from entrants is subject to Sponsor’s Privacy Policy.
See this winner list for the Sweepstakes winner. The winner list will be posted after winner confirmation is complete.
© 2026 Merkle Inc. All rights reserved.